Operating in the Turkish insurance sector since 2004, Güler Sigorta provides comprehensive insurance advisory and policy intermediation services to private and corporate clients from its base in Istanbul’s Bahçeşehir district. With more than two decades of industry background, the agency cooperates with 22 prominent insurance underwriters, analyzing alternatives to deliver competitive and tailored protection plans. Its partner network includes leading insurance groups such as Allianz, Anadolu Sigorta, Axa Sigorta, Doğa Sigorta, HDI Sigorta, Mapfre, Neova Sigorta, Sompo Sigorta, Türk Nippon Sigorta, and Türkiye Sigorta.
The agency oversees the entire insurance cycle, including risk assessment, multi-company quote comparisons, policy issuance, renewal tracking, and assistance during claim settlement processes. Combining fast direct response channels with individualized consultancy, Güler Sigorta helps clients safeguard their financial interests against unforeseen events.
Motor and Liability Coverages
Protecting vehicle owners against transit hazards and third-party liabilities forms a core operational segment:
• Compulsory Traffic Insurance: Mandatory third-party liability coverage designed to reimburse bodily injury and property damages caused to third parties during traffic accidents.
• Comprehensive Motor Own Damage (Kasko): An extensive vehicle policy safeguarding the policyholder against collision, theft, attempted theft, vandalism, fire, and natural disasters.
• Voluntary Third-Party Liability (İMM): Supplementary coverage that extends beyond the statutory limits of compulsory traffic insurance to absorb excess financial claims in major accidents.
• Total Loss Insurance (Tam Ziya): A targeted auto policy covering situations where the insured vehicle experiences severe, irreparable damage or is declared an absolute loss.
• Cargo and Marine Transport Insurance: Protection for commercial commodities in transit across road, sea, air, and rail against physical damage, accidents, and transport perils.
Health and Personal Accident Policies
Medical and personal protections structured for individuals, families, expatriates, and corporate workforces:
• Complementary Health Insurance: Cost-efficient private healthcare coverage that absorbs co-payments and non-reimbursed medical expenses at contracted private medical facilities operating with the Turkish social security administration (SGK).
• Private Health Insurance: Comprehensive medical protection granting access to premium health networks with tailored outpatient and inpatient limits.
• Group Health Insurance: Corporate healthcare packages structured for organizations seeking collective medical benefits for their workforce.
• Expatriate Health Insurance: Statutory-compliant private health coverage engineered for foreign nationals applying for residence permits and visas in Turkey.
• Travel Insurance: Medical and logistic protection covering sudden illnesses, accidental injuries, and luggage disruption during domestic and overseas travel.
• Personal Accident Insurance: Financial compensation policies mitigating the monetary consequences of accidental death or permanent bodily disability resulting from external occurrences.
Property and Residential Insurance
Preserving personal assets, buildings, and collective residential properties against disasters and domestic hazards:
• Compulsory Earthquake Insurance (DASK): Mandatory structural protection compensating physical earthquake damage, including related fire, explosion, landslide, and tsunami repercussions on residential properties.
• Homeowners Insurance: Extended private residential coverage safeguarding building structures and home contents against theft, internal water escape, fire, and storms.
• Common Area Insurance: Tailored property coverage for shared spaces, elevators, installations, and facilities in residential complexes and condominiums.
Commercial and Enterprise Solutions
Targeted protection packages designed to insulate businesses and physical assets against commercial risks:
• Business and Commercial Property Insurance: Comprehensive multi-peril solutions safeguarding commercial buildings, machinery, inventory, and office equipment against robbery, fire, and operational interruptions.
• Fire Insurance: Property damage protection compensating loss of real estate and movables arising from fire, lightning, explosion, and smoke incidents.
• All-Risk Construction and Erection Insurance: Broad-spectrum policy engineered to cover engineering, assembly, and construction projects against accidental physical damage and unforeseen job site hazards.
fire insurance